Industries / SACCOs & chamas

Member passbook

Ananke for SACCOs

No. 0001 · Keep safe

DateParticularsBalance

01/01Software for SACCOs and chamas—

Every shilling posted to the right member, the day it arrives. Ledgers, loans and meetings for groups that run on trust.

Balanced to the last cent. Checked by someone who has sat through an AGM.

The line-up, as passbook entries

Each entry is a product. Most groups open with the member ledger and post the rest as they grow.

Why this line exists

A SACCO is a promise that a member’s money is exactly where the book says it is. Most of the trouble we hear about starts in the gap between an M-Pesa statement and an Excel sheet: a payment with the wrong account number, a guarantor nobody told, an AGM notice sent late. This line closes that gap.

In detail

Notices, proxies & e-voting

AGM & elections kit

An AGM that ends on time, with results nobody argues about

Quorum counted before the chair sits down.

Annual meetings mean printing notices, chasing quorum, handling proxies on paper and counting votes by hand while members wait. Elections are where trust in a SACCO is won or lost.

  • Notices and agenda sent by SMS and email with the required notice period tracked.
  • Registration at the door by member number, with live quorum count.
  • Secret ballot e-voting by phone, with paper fallback for members who prefer it.
  • Results and minutes generated for filing.
Is e-voting allowed under our by-laws?

Many by-laws allow it; some need an amendment first. We check yours before proposing it.

Can members vote remotely?

Yes, if your rules permit. Each member gets one vote, verified by phone and member number.

Design previewAGM 2027 · registration
Registered312 of 540
Quorum (1/3)Reached ✓
Proxies lodged14

Sample figures.

How we plan to work with you

  1. 01A call with the manager or treasurer about where reconciliation hurts today.
  2. 02A demo using a copy of your own member list and last month’s paybill statement.
  3. 03A written quote: set-up, data migration from Excel or your old system, and a monthly fee.
  4. 04Go-live at the start of a month, with the old and new books run side by side once.

Running a SACCO or chama? Let’s balance one month together.