Industries / Ananke for SACCOs / Member ledger

Contributions, shares & dividends

A member ledger that matches M-Pesa for you

The treasurer stops guessing who “JOHN K 0722” is.

Ananke for SACCOs · Member ledger · For: Treasurers, SACCO managers · Demos open now

What happens today

Paybill money arrives with whatever account number the member remembered to type. Someone then spends evenings matching statements to names, posting by hand and answering “why is my balance wrong?” calls. Dividends at year end mean another week in Excel.

Design previewPaybill · this morning
ACC 0412 · W. MutuaKES 3,000 · posted
0722… no account no.KES 1,500 · review
ACC 0388 · G. AchiengKES 5,000 · posted

2 of 3 posted without anyone touching them. Sample data.

What it is being built to do

  1. 01Auto-match paybill payments to members by account number, phone or ID, with a short review queue for the rest.
  2. 02Separate deposits, share capital and savings products, each with its own rules.
  3. 03Dividend and interest-on-deposit calculation run from the ledger, not a copy of it.
  4. 04Member statements by SMS or PDF on request, without a staff member pulling them.

Fair questions

Can we import our current Excel records?

Yes. We map your columns during set-up and reconcile opening balances with your treasurer before go-live.

Which paybill providers work?

Safaricom M-Pesa paybill first, through the official Daraja API. Bank feeds are discussed per SACCO.

See it before you commit.

A demo takes 30 minutes and you leave with a written quote.